Now that I have a Medicare Provider number & eligibility it's time to consider my insurance; the options that midwives have are:
A government supported insurance through MIGA (The Medical Insurance Group) or Mediprotect insurance;
The question you have to ask is which insurance do you choose? here is all the information: an important factor to consider is which company offers run-off-cover:
Read MIGA information Booklet:
Frequently asked questions:
Risk Managment workshops:
Maternity Care Plans & Collaboration
Product disclosure Statement:Application form:
Mediprotect - Vero - wording of policy document:
As you can see from the summary of information available.. there is more information provided by MIGA than Mediprotect:
The most important factor for me is, I need intrapartum cover when birthing in a hospital as a private practice midwife and run off cover; therefore my choice of insurance will be governed by this; I have therefore applied with MIGA and will see how much my costs will be, although I have a good idea of what it will be.......
I have also sort guidance from my accountant and lawyer.....so that I am fully aware of my requirements.....it is exciting times....